If you have a Flexible Spending Account (FSA), you probably already know it’s a great way to set aside pre-tax money for healthcare expenses. What many people don’t realize is just how many vision-related services and products qualify — or how quickly those dollars can disappear if they aren’t used before the deadline.
At Sigma Eyehealth, we see a lot of patients every December who suddenly discover they have unused benefits. A quick reminder now can save you stress later — and help you take care of your vision before the year ends.
Here’s a helpful breakdown of everything your FSA typically can be used for when it comes to eye care:
1. Comprehensive Eye Exams
This is the most common — and most valuable — FSA-eligible expense.
Eye exams check more than your prescription; they screen for glaucoma, macular degeneration, cataracts, diabetes-related eye disease, and overall eye health.
If you haven’t had your annual exam yet, your FSA can fully cover it.
2. Prescription Glasses
Any eyeglasses with prescription lenses qualify. That includes:
• Single vision lenses
• Progressives
• Bifocals
• High-index lenses
• Reading glasses with prescription
• Computer lenses
• Safety glasses with prescription
And yes — frames are covered too. You can use FSA funds on the entire pair.
3. Prescription Sunglasses
These are one of the most overlooked ways to use FSA dollars.
You get both sun protection and vision correction — and because they have prescription lenses, the whole purchase qualifies.
4. Contact Lenses & Supplies
FSA covers:
• Contact lens exams
• Monthly and daily lenses
• Toric lenses for astigmatism
• Multifocal lenses
• Colored lenses (as long as they are prescription)
• Cleaning solution
• Rewetting drops
• Cases
If you wear contacts, this is an easy way to use your FSA before it expires.
5. Dry Eye Treatments & Products
Winter is dry eye season, and many over-the-counter products qualify, including:
• Preservative-free artificial tears
• Warm compress masks
• Lid scrubs
• Omega-3 supplements for eye health
• Humidifiers (in many cases)
If you’re dealing with dryness, burning, or irritation, your FSA can help cover relief.
6. Specialty Eye Care Services
Depending on your needs, FSA can also be used for:
• Medical visits for pink eye, infections, or allergies
• Contact lens fittings
• Follow-up testing and imaging
• Treatments for eye conditions like blepharitis
If it’s part of managing or diagnosing an eye condition, it’s typically eligible.
7. Backup Glasses for Kids & Teens
Parents know: one pair is never enough.
FSAs cover prescription glasses for kids, including replacement pairs if the originals were lost, broken, or “mysteriously vanished.”
Use It Before You Lose It
Many FSA plans expire at the end of the year or have only a small rollover amount.
Appointments fill quickly in December, so if you have remaining funds, now is the perfect time to schedule:
Marion: 319-377-9735
Anamosa: 319-462-4891
Monticello: 319-465-5114
Let us help you make the most of your benefits — and start the new year with clearer, healthier vision.